About
About LOANoSPHERE
We provide a service that aims to quickly connect customers with lenders that offer loans that may work for them. Over the years LOANoSPHERE has built a vast network of short term lenders who are able to provide customers with loans between $100 and $5,000.
Many customers use short term cash advance to help with a wide range of emergency expenses. Unlike traditional loan stores, LOANoSPHERE provides customers with a way to borrow cash online without going into a store or waiting in line. The benefit is money FAST – right when you need it.
Security is very important whenever you’re dealing with financial and personal information. This site uses 128-bit encryption for all online forms and applications. Data you submit with us is safe, and cannot be accessed or viewed by third parties. All material is confidential and your personal information will not be given or sold to anyone (however, it is provided to the lenders who process your application).
You are eligible for a cash advance if you meet the following qualifications:
- Are a US citizen or legal resident
- Are 18 years old or more
- Have at least 3 months of history with your current job
- Have a checking account in which to put the money
- Receive an income of at least $800 per month after taxes
- Step 1: We begin by matching your completed application with our network of trusted lenders. If your application matches requirements with any of our lenders you will be redirected to their website.
- Step 2: The lender will then display loan rates, terms and conditions. You will then have the option to accept or decline the short-term cash advance you have been offered. The loan WILL NOT be is issued until you accept and digitally sign for the loan application and terms.
- Step 3: After the lender successfully completes final approval and verification processes your cash is directly deposited to your bank account.
- Note 1: Please keep in mind that your lender may call, email or text you to confirm loan details. Responding quickly to them may speed up the process for depositing your money.
- Note 2: Please borrow responsibly and only if you will be able to pay the money back.
If you have any questions regarding our services please visit our Frequently Asked Questions page and if an answer to your question is not located there, please contact us here.
